by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Carter Bank & Trust account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Carter Bank & Trust

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Carter Bank & Trust doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Carter Bank & Trust via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Carter Bank & Trust
Routing Number: 051403957
Address (including City, State & County): Carter Bank & Trust
1300 Kings Mountain Rd.
Martinsville, VA 24112
Phone: 1-866-985-2273
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Carter Bank & Trust

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Carter Bank & Trust account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Carter Bank & Trust
Wire Transfer Routing Number: 051403957
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Carter Bank & Trust
1300 Kings Mountain Rd.
Martinsville, VA 24112
(regardless of where your account is located)

Wire Transfer Fees for Carter Bank & Trust

International and Domestic Wire Transfer Fees for Carter Bank & Trust are as follows:

International/ Domestic Incoming $6 for each transaction
International/ Domestic Outgoing $15 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Carter Bank & Trust

To transfer funds to an International/Domestic account from your Carter Bank & Trust account, you need to fill Wire Transfer Request Form which can be availed from any Carter Bank & Trust branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Carter Bank & Trust branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Carter Bank & Trust.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Carter Bank & Trust daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Carter Bank & Trust

  1. Contact Carter Bank & Trust branch for applicable cut-off time for wire transfers.
  2. Requests received after cut-off time will be processed the next business day.

by ·Comments Off on Frost Bank Wire Transfer

Wire transfer is the fastest mode of receiving money in your Frost Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Frost Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Frost Bank account, please use the following wire instructions:

Bank Name: Frost Bank
SWIFT Code for Frost Bank: FRSTUS44
Routing Transit Number: 114000093
Bank Address, City & State: Frost Bank
100 West Houston Street,
San Antonio, TX 78205
(regardless of where your account is located)
Beneficiary Account Number: Your complete Frost Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Frost Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Frost Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Frost Bank
Wire Transfer Routing Number: 114000093
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Frost Bank
100 West Houston Street,
San Antonio, TX 78205
(regardless of where your account is located)

Wire Transfer Fees for Frost Bank

International and Domestic Wire Transfer Fees for Frost Bank are as follows:

International Incoming $12 for each transaction
Outgoing $25 for each transaction
Domestic Incoming $12 for each transaction
Outgoing $45 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Frost Bank

To transfer funds to an International/Domestic account from your Frost Bank account, you need to fill Wire Transfer Request Form which can be availed from any Frost Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Frost Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Frost Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Frost Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wi

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your National Penn Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to National Penn Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your National Penn Bank account, please use the following wire instructions:

Bank Name: National Penn Bank
SWIFT Code for National Penn Bank: NPENUS3P (for USD)
IRVTDEFX (for EUR)
ABNAGB2L (for GBP)
Routing Transit Number: 031308784
Bank Address, City & State: National Penn Bank
Philadelphia and Reading Avenues,
Boyertown, PA 19512
(regardless of where your account is located)
Beneficiary Account Number: Your complete National Penn Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to National Penn Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your National Penn Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: National Penn Bank
Wire Transfer Routing Number: 031308784
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: National Penn Bank
Philadelphia and Reading Avenues,
Boyertown, PA 19512
(regardless of where your account is located)

Wire Transfer Fees for National Penn Bank

International and Domestic Wire Transfer Fees for National Penn Bank are as follows:

International Incoming $15 for each transaction
Outgoing $35 (for Foreign Currency) and $40 (for USD) for each transaction
Domestic Incoming $15 for each transaction
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From National Penn Bank

To transfer funds to an International/Domestic account from your National Penn Bank account, you need to fill Wire Transfer Request Form which can be availed from any National Penn Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of National Penn Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of National Penn Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after National Penn Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for National Penn Bank

  1. Wire transfer daily cut-off time for International/Domestic Outgoin wire transfers is 3 p.m. ET
  2. Wire transfer daily cut-off time for International/Domestic Incoming wire transfers is 5 p.m. ET
  3. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Centennial Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Centennial Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Centennial Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Centennial Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Centennial Bank
Routing Number: 082902757
Address (including City, State & County): Centennial Bank
P.O. Box 966,
Conway, AR 72033
Phone: 1-888-372-9788
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Centennial Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Centennial Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Centennial Bank
Wire Transfer Routing Number: 082902757
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Centennial Bank
P.O. Box 966,
Conway, AR 72033
(regardless of where your account is located)

Wire Transfer Fees for Centennial Bank

International and Domestic Wire Transfer Fees for Centennial Bank are as follows:

International Incoming $15 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $20 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Centennial Bank

To transfer funds to an International/Domestic account from your Centennial Bank account, you need to fill Wire Transfer Request Form which can be availed from any Centennial Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Centennial Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Centennial Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Centennial Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Centennial Bank

  1. Contact Centennial Bank branch for applicable cut-off time for wire transfers.
  2. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Pinnacle Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Pinnacle Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Pinnacle Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Pinnacle Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Pinnacle Bank
Routing Number: 104913912
Address (including City, State & County): Pinnacle Bank
1113 Saxon Boulevard,
Orange City, FL 32763
Phone: (386) 774-0977
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Pinnacle Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Pinnacle Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Pinnacle Bank
Wire Transfer Routing Number: 104913912
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Pinnacle Bank
1113 Saxon Boulevard,
Orange City, FL 32763
(regardless of where your account is located)

Wire Transfer Fees for Pinnacle Bank

International and Domestic Wire Transfer Fees for Pinnacle Bank are as follows:

International Incoming/ Outgoing $10 to $45 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)
Domestic Incoming/ Outgoing $10 to $30 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Pinnacle Bank

To transfer funds to an International/Domestic account from your Pinnacle Bank account, you need to fill Wire Transfer Request Form which can be availed from any Pinnacle Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Pinnacle Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Pinnacle Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Pinnacle Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Pinnacle Bank

  1. Contact Pinnacle Bank branch for applicable cut-off time for wire transfers.
  2. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your TrustCo Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to TrustCo Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

TrustCo Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to TrustCo Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: TrustCo Bank
Routing Number: The Routing Number for NY, VT, MA and NJ customers is 021300912
The Routing Number for Florida customers is 063192450
Address (including City, State & County): TrustCo Bank
1 Sarnowski Drive,
Glenville, NY 12302
Phone: 1-800-670-4110
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to TrustCo Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your TrustCo Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: TrustCo Bank
Wire Transfer Routing Number: The Routing Number for NY, VT, MA and NJ customers is 021300912
The Routing Number for Florida customers is 063192450
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: TrustCo Bank
1 Sarnowski Drive,
Glenville, NY 12302
(regardless of where your account is located)

Wire Transfer Fees for TrustCo Bank

International and Domestic Wire Transfer Fees for TrustCo Bank are as follows:

International Incoming/ Outgoing $10 to $45 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)
Domestic Incoming/ Outgoing $10 to $30 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From TrustCo Bank

To transfer funds to an International/Domestic account from your TrustCo Bank account, you need to fill Wire Transfer Request Form which can be availed from any TrustCo Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of TrustCo Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of TrustCo Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after TrustCo Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for TrustCo Bank

  1. Contact TrustCo Bank branch for applicable cut-off time for wire transfers.
  2. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Zions First National Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Zions First National Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Zions First National Bank account, please use the following wire instructions:

Bank Name: Zions First National Bank
SWIFT Code for Zions First National Bank: ZFNBUS55
Routing Transit Number: 124000054
Bank Address, City & State: Zions First National Bank
1 S Main Street,
Salt Lake City, UT 84133
(regardless of where your account is located)
Beneficiary Account Number: Your complete Zions First National Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Zions First National Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Zions First National Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Zions First National Bank
Wire Transfer Routing Number: 124000054
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Zions First National Bank
1 S Main Street,
Salt Lake City, UT 84133
(regardless of where your account is located)

Wire Transfer Fees for Zions First National Bank

International and Domestic Wire Transfer Fees for Zions First National Bank are as follows:

International Incoming $18 for each transaction
Outgoing $41 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Zions First National Bank

To transfer funds to an International/Domestic account from your Zions First National Bank account, you need to fill Wire Transfer Request Form.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Zions First National Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Zions First National Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Zions First National Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Zions First National Bank

  1. Wire transfer daily cut-off time for International wire transfers is 2 p.m. MT
  2. Wire transfer daily cut-off time for Domestic wire transfers is 3 p.m. MT
  3. Wire transfer daily cut-off time may vary at the Bank’s discretion.
  4. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your United Community Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to United Community Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your United Community Bank account, please use the following wire instructions:

Bank Name: United Community Bank
SWIFT Code for United Community Bank: UCOUUS33
Routing Transit Number: 061112843
Bank Address, City & State: United Community Bank
125 Highway 515 East
Blairsville, GA 30512
(regardless of where your account is located)
Beneficiary Account Number: Your complete United Community Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to United Community Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your United Community Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: United Community Bank
Wire Transfer Routing Number: 061112843
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: United Community Bank
125 Highway 515 East
Blairsville, GA 30512
(regardless of where your account is located)

Wire Transfer Fees for United Community Bank

International and Domestic Wire Transfer Fees for United Community Bank are as follows:

International Incoming $12 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $12 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From United Community Bank

To transfer funds to an International/Domestic account from your United Community Bank account, you need to fill Wire Transfer Request Form which can be availed from any United Community Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of United Community Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of United Community Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after United Community Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for United Community Bank

  1. Wire transfer daily cut-off time for United Community Bank varies based on location, transaction type, and other factors. Information about processing hours is available upon request.
  2. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Chemical Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Chemical Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Chemical Bank account, please use the following wire instructions:

Bank Name: Chemical Bank
SWIFT Code for Chemical Bank: CHEMUS33
Routing Transit Number: 072410013
Bank Address, City & State: Chemical Bank
333 East Main Street,
Midland, MI 48640
(regardless of where your account is located)
Beneficiary Account Number: Your complete Chemical Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Chemical Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Chemical Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Chemical Bank
Wire Transfer Routing Number: 072410013
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Chemical Bank
333 East Main Street,
Midland, MI 48640
(regardless of where your account is located)

Wire Transfer Fees for Chemical Bank

International and Domestic Wire Transfer Fees for Chemical Bank are as follows:

International Incoming No Charge
Outgoing $50 for each transaction
Domestic Incoming No Charge
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Chemical Bank

To transfer funds to an International/Domestic account from your Chemical Bank account, you need to fill Wire Transfer Request Form which can be availed from any Chemical Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Chemical Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Chemical Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Chemical Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Chemical Bank

  1. Wire transfer daily cut-off time for International/Domestic Outgoing wire transfers is 2:30 p.m. ET
  2. Wire transfer daily cut-off time for International/Domestic Incoming wire transfers is 4 p.m. ET
  3. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your NBT Bank NA account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to NBT Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

NBT Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to NBT Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: NBT Bank NA
Routing Number: 021303618
Address (including City, State & County): NBT Bank NA
52 South Broad Street,
Norwich, NY 13815
Phone: 1-800-628-2265
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to NBT Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your NBT Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: NBT Bank NA
Wire Transfer Routing Number: 021303618
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: NBT Bank NA
52 South Broad Street,
Norwich, NY 13815
(regardless of where your account is located)

Wire Transfer Fees for NBT Bank

International and Domestic Wire Transfer Fees for NBT Bank are as follows:

International Incoming/ Outgoing $10 to $45 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)
Domestic Incoming/ Outgoing $10 to $30 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From NBT Bank

To transfer funds to an International/Domestic account from your NBT Bank account, you need to fill Wire Transfer Request Form which can be availed from any NBT Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of NBT Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of NBT Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after NBT Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for NBT Bank

  1. Wire transfer daily cut-off time for all wire transfers is 3 p.m. EST
  2. Requests received after cut-off time will be processed the next business day.