by ·0 Comments

Wire transfer is the fastest mode of receiving money in your SunTrust Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to SunTrust Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your SunTrust Bank account, please use the following wire instructions:

Bank Name : SunTrust Bank
SWIFT/BIC Code for SunTrust Bank: SNTRUS3A
Routing Transit Number: 061000104
Bank Address, City & State : SunTrust Bank
303 Peachtreet Street, Northeast,
Atlanta, GA 30308
(regardless of where your account is located)
Beneficiary Account Number : Your complete SunTrust Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to SunTrust Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your SunTrust Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : SunTrust Bank
Wire Transfer Routing Number : 061000104
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: SunTrust Bank
303 Peachtreet Street, Northeast,
Atlanta, GA 30308
(regardless of where your account is located)

Wire Transfer Fees for SunTrust Bank

International and Domestic Wire Transfer Fees for SunTrust Bank are as follows:

International Incoming $30 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From SunTrust Bank

To transfer funds to an International/Domestic account from your SunTrust Bank account, you need to fill Wire Transfer Request Form which can be availed from any SunTrust Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of SunTrust Bank Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of SunTrust Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after SunTrust Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for SunTrust Bank

  1. Wire transfer daily cut-off time for Outgoing International/Domestic wire transfers is 5:30 p.m. ET.
  2. Wire transfer daily cut-off time for Incoming International/Domestic wire transfers is 6:30 p.m. ET.
  3. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Regions Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Regions Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Regions Bank account, please use the following wire instructions:

Bank Name : Regions Bank
SWIFT/BIC Code for Regions Bank: UPNBUS44
Routing Transit Number: 062005690
Bank Address, City & State : Regions Bank
1900 Fifth Avenue North,
Birmingham, AL 35203
(regardless of where your account is located)
Beneficiary Account Number : Your complete Regions Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Regions Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Regions Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : Regions Bank
Wire Transfer Routing Number : 062005690
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: Regions Bank
1900 Fifth Avenue North,
Birmingham, AL 35203
(regardless of where your account is located)

Wire Transfer Fees for Regions Bank

International and Domestic Wire Transfer Fees for Regions Bank are as follows:

International Incoming $18 for each transaction
Outgoing $45 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $20 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Regions Bank

To transfer funds to an International/Domestic account from your Regions Bank account, you need to fill Wire Transfer Request Form which can be availed from any Regions Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Regions Bank Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Regions Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Regions Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Regions Bank

  1. Wire transfer daily cut-off time for Outgoing International wire transfers is 1:30 p.m. CT.
  2. Wire transfer daily cut-off time for Incoming International wire transfers is 3 p.m. CT.
  3. Wire transfer daily cut-off time for Outgoing Domestic wire transfers is 4 p.m. CT.
  4. Wire transfer daily cut-off time for Incoming Domestic wire transfers is 5 p.m. CT.
  5. Requests received after cut-off time will be processed the next business day.

by ·0 Comments

Wire transfer is the fastest mode of receiving money in your Branch Banking and Trust Company account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Branch Banking and Trust Company

International wire transfer is one of the fastest ways to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Branch Banking and Trust Company account, please use the following wire instructions:

Bank Name : Branch Banking and Trust Company
SWIFT/BIC Code for Branch Banking and Trust Company: BRBTUS33
Routing Transit Number: Find your Routing Number based on the region where you opened your bank account
Bank Address, City & State : Branch Banking and Trust Company
200 W 2nd St,
Winston Salem, NC 27101
(regardless of where your account is located)
Beneficiary Account Number : Your complete Branch Banking and Trust Company account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Branch Banking and Trust Company

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Branch Banking and Trust Company account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : Branch Banking and Trust Company
Wire Transfer Routing Number: Find your Find your Routing Number based on the region where you opened your bank account
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: Branch Banking and Trust Company
200 W 2nd St,
Winston Salem, NC 27101
(regardless of where your account is located)

Wire Transfer Fees for Branch Banking and Trust Company

International and Domestic Wire Transfer Fees for Branch Banking and Trust Company are as follows:

International Incoming $18 for each transaction
Outgoing $30 for each transaction
Domestic Incoming $8 for each transaction
Outgoing $15 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer from Branch Banking and Trust Company

To transfer funds to an International/Domestic account, you need to fill Wire Transfer Request Form which can be availed from any Branch Banking and Trust Company branch –

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Branch Banking and Trust Company Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Branch Banking and Trust Company.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Branch Banking and Trust Company daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Branch Banking and Trust Company

  1. Wire Transfer daily Cut-off Time for both wire transfers is 5:30 p.m. ET.
  2. Requests received after Cut-off Time will be processed the next business day.

by ·2 Comments

Wire transfer is the fastest mode of receiving money in your PNC Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to PNC Bank

International wire transfer is one of the fastest ways to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your PNC Bank account, please use the following wire instructions:

Bank Name : PNC Bank NA
SWIFT Code for PNC Bank NA: PNCCUS33
Routing Transit Number: Find your Routing Number based on the region where you opened your bank account
Bank address, City & State : PNC Bank NA
222 Delaware Avenue,
Wilmington, DE 19899
(regardless of where your account is located)
Beneficiary Account Number : Your complete PNC Bank NA account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to PNC Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your PNC Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : PNC Bank NA
Wire Transfer Routing Number: Find your Find your Routing Number based on the region where you opened your bank account
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: PNC Bank NA
222 Delaware Avenue,
Wilmington, DE 19899
(regardless of where your account is located)

Wire Transfer Fees for PNC Bank

International and Domestic Wire Transfer Fees for PNC Bank are as follows:

International Incoming $15 for each transaction
Outgoing $45 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer from PNC Bank

To Transfer funds to an International/Domestic account from your PNC Bank account, you need to fill Wire Transfer Request Form which can be availed from any PNC Bank branch.

  1.  Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of PNC Bank NA Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of PNC Bank NA.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after PNC Bank NA daily cut-off time, due to fluctuations in the foreign exchange rate, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for PNC Bank NA

  1. Wire Transfer daily Cut-off Time for all type of wire transfers is 5:59 p.m. ET.
  2. Requests received after Cut-off Time will be processed the next business day.

by ·1 Comment

Wire transfer is the fastest mode of receiving money in your U.S. Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to U.S. Bank

International wire transfer is one of the fastest ways to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your U.S. Bank account, please use the following wire instructions:

Bank Name : U.S. Bank NA
SWIFT Code for U.S. Bank NA: USBKUS44IMT
Routing Transit Number: Find your Routing Number based on the region where you opened your bank account
Bank Address, City & State : U.S. Bank NA
425 Walnut Street,
Cincinnati, OH 45202
(regardless of where your account is located)
Beneficiary Account Number : Your complete U.S. Bank NA account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to U.S. Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your U.S. Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : U.S. Bank NA
Wire Transfer Routing Number: Find your Routing Number based on the region where you opened your bank account
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: U.S. Bank NA
425 Walnut Street,
Cincinnati, OH 45202
(regardless of where your account is located)

Wire Transfer Fees for US Bank

International and Domestic Wire Transfer Fees for U.S. Bank NA are as follows:

International Incoming $25 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $20 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer from US Bank

To transfer funds to an International/Domestic account from your U.S. Bank account, you need to fill Wire Transfer Request Form which can be availed from any U.S. Bank branch –

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of U.S. Bank NA Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of U.S. Bank NA.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after U.S. Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for US Bank

  1. You can know wire transfers cut-off time for U.S. Bank at any of your local banking center.
  2. Requests received after cut-off time will be processed the next business day.

by ·5 Comments

Wire transfer is the fastest mode of receiving money in your Bank of America account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Bank of America

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Bank of America account, please use the following wire instructions:

Bank Name : Bank of America NA
SWIFT Code for Bank of America NA: BOFAUS3N [for US dollars (USD) or unknown currency]
BOFAUS6S [foreign currency (non-USD) denominated wires]
Routing Transit Number: 026009593
Bank address, City & State : Bank of America, N.A.
222 Broadway
New York, NY 10038
(regardless of where your account is located)
Beneficiary Account Number : Your complete Bank of America NA account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Bank of America

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Bank of America NA account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : Bank of America NA
Wire Transfer Routing Number : 026009593
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: Bank of America, N.A.
222 Broadway
New York, NY 10038
(regardless of where your account is located)

Wire Transfer Fees for Bank of America

International and Domestic Wire Transfer Fees for Bank of America are as follows:

International Incoming Incoming International Wire Transfer Fees varies based on your account type but it is usually between $0 to $15
Outgoing $35 (if wire is in foreign currency) or $45 (if wire is in US dollars) for each transaction
Domestic Incoming Incoming Domestic Wire Transfer Fees varies based on your account type but it is usually between $0 to $15
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Bank of America

Offline Process

For offline fund transfer to an International/Domestic account from your Bank of America account, you need to fill Wire Transfer Request Form which can be availed from any Bank of America branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Bank of America NA Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Bank of America NA.
  5. There is a fee for sending a wire transfer.

Online Process

For Online fund transfer to an International/Domestic account from your Bank of America account, you need to follow these steps
1. Recipient Bank Details:
In order to complete an international wire transfer online, you’ll need the following information about the bank receiving the funds:

  1. Recipient bank name, address and country.
  2. Recipient bank’s routing code and recipient’s account number.
  3. SWIFT Code, National ID or IBAN number of the bank where the receiving account is located.
  4. Currency of choice (choosing between foreign currency and U.S. dollars).
  5. Purpose for transfer.

2. Sign into Bank of America’s Online Banking:
Make sure you have all the correct recipient bank details to send an international wire and sign in to Online Banking. Opens a modal window and select the Using their account number at another bank link from the Send Money To Someone section of the Transfers navigation menu and follow the instructions. If you need to add a new recipient, follow the instructions on the Add Account/Recipient screen.
3. Set up SafePass:
Bank of America recommends that wire transfer customers sign up for their SafePass feature.
The SafePass feature provides an extra layer of security that allows for wire transfers greater than $1,000 in Online Banking. It is required for both domestic and international transfers.
Set up SafePass by following these easy steps:

  1. Sign in to Online Banking, select Profile & Settings and then click Manage SafePass.
  2. Select a SafePass device and follow the on-screen instructions.

Note: For international wires requested after Bank of America NA daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Bank of America NA

  1. Wire Transfer daily Cut-off Time for all type of wire transfers is 4:45 p.m. CT (Central Time).
  2. Requests received after Cut-off Time will be processed the next business day.

by ·9 Comments

Wire transfer is the fastest mode of receiving money in your Chase Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Chase Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Chase Bank account, please use the following wire instructions:

Bank Name : JPMorgan Chase Bank NA
SWIFT/BIC Code for JPMorgan Chase Bank NA: CHASUS33
Routing Transit Number: 021000021
Bank address, City & State : JPMorgan Chase Bank NA
270 Park Avenue,
New York, NY 10017
(regardless of where your account is located)
Beneficiary Account Number : Your complete JPMorgan Chase Bank NA account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Chase Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Chase Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : JPMorgan Chase Bank NA
Wire Transfer Routing Number : 021000021
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: JPMorgan Chase Bank NA
270 Park Avenue,
New York, NY 10017
(regardless of where your account is located)

Wire Transfer Fees for Chase Bank

International and Domestic Wire Transfer Fees for Chase Bank are as follows

International Incoming $15 for each transaction
Outgoing $45 for each transaction (if made at branch)
$40 for each transaction (if made through chase.com)
Domestic Incoming $15 for each transaction
Outgoing $30 for each transaction (if made at branch)
$25 for each transaction (if made through chase.com)

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer from Chase Bank

To transfer funds to an International/Domestic account from your Chase Bank account, you need to fill Wire Transfer Request Form.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of JPMorgan Chase Bank NA Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of JPMorgan Chase Bank NA.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Chase Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Chase Bank

  1.  Wire Transfer daily Cut-off Time is 4 p.m. except for Private Banking clients scheduling wires from a Florida or California account.
  2. Wire Transfer daily Cut-off Time for Private Banking clients scheduling wires from a Florida account is 12:00 p.m. and California account is 3:00 p.m.
  3. Requests received after Cut-off Time will be processed the next business day.

by ·6 Comments

Wire transfer is the fastest mode of receiving money in your Wells Fargo Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however and need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Wells Fargo Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Wells Fargo bank account, please use the following wire instructions:

Bank Name : Wells Fargo Bank, N.A.
SWIFT/BIC Code for Wells Fargo: WFBIUS6S
Routing Transit Number: 121000248
Bank address, City & State : Wells Fargo,
420 Montgomery Street,
San Francisco, CA 94104
(regardless of where your account is located)
Beneficiary Account Number : Your complete Wells Fargo account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement
CHIPS Participant : ABA 0509

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

 Domestic Wire Transfer to Wells Fargo Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Wells Fargo Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : Wells Fargo Bank NA
Wire Transfer Routing Number : 121000248
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: Wells Fargo,
420 Montgomery Street,
San Francisco, CA 94104
(regardless of where your account is located)

Wire Transfer Fees for Wells Fargo Bank

International and Domestic Wire Transfer Fees for Wells Fargo Bank are as follows:

International Incoming $16 for each transaction
Outgoing $30 to $45 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)
Domestic Incoming $15 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Wells Fargo Bank

To Transfer funds to an International/Domestic account from your Wells Fargo Bank account, you need to fill Wire Transfer Request Form.

  1.  Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Wells Fargo Bank Branch.
  3.  Keep the Wire Transfer Disclosure for your records.
  4.  Wire transfer requests must be received and confirmed by cutoff time of Wells Fargo Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Wells Fargo Bank daily cutoff time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cutoff Time for Wells Fargo Bank

  1. Wire Transfer daily Cutoff Time for Outgoing international wire transfers from a consumer account is 3 p.m. CT (Central Time).
  2. Wire Transfer daily Cutoff Time for Outgoing domestic and international wire transfers and outgoing drawdowns is 4:30 p.m. CT (Central Time).
  3. Wire Transfer daily Cutoff Time for Incoming wires is 5:30 p.m. CT (Central Time).
  4. Requests received after Cutoff Time will be processed the next business day.