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Wire transfer is the fastest mode of receiving money in your NBT Bank NA account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to NBT Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

NBT Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to NBT Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: NBT Bank NA
Routing Number: 021303618
Address (including City, State & County): NBT Bank NA
52 South Broad Street,
Norwich, NY 13815
Phone: 1-800-628-2265
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to NBT Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your NBT Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: NBT Bank NA
Wire Transfer Routing Number: 021303618
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: NBT Bank NA
52 South Broad Street,
Norwich, NY 13815
(regardless of where your account is located)

Wire Transfer Fees for NBT Bank

International and Domestic Wire Transfer Fees for NBT Bank are as follows:

International Incoming/ Outgoing $10 to $45 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)
Domestic Incoming/ Outgoing $10 to $30 for each transaction (Your bank disclose the fee at time of transaction depending on the account type)

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From NBT Bank

To transfer funds to an International/Domestic account from your NBT Bank account, you need to fill Wire Transfer Request Form which can be availed from any NBT Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of NBT Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of NBT Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after NBT Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for NBT Bank

  1. Wire transfer daily cut-off time for all wire transfers is 3 p.m. EST
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your FirstBank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to FirstBank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

FirstBank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to FirstBank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: FirstBank
Routing Number: 107005047
Address (including City, State & County): FirstBank
10403 West Colfax Avenue
Lakewood, CO 80215
Phone: 303-231-2005 or 800-467-7640
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to FirstBank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your FirstBank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: FirstBank
Wire Transfer Routing Number: 107005047
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: FirstBank
10403 West Colfax Avenue
Lakewood, CO 80215
(regardless of where your account is located)

Wire Transfer Fees for FirstBank

International and Domestic Wire Transfer Fees for FirstBank are as follows:

International Incoming $10 for each transaction
Outgoing $45 for each transaction
Domestic Incoming $10 for each transaction
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From FirstBank

To transfer funds to an International/Domestic account from your FirstBank account, you need to fill Wire Transfer Request Form which can be availed from any FirstBank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of FirstBank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of FirstBank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after FirstBank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for FirstBank

  1. Wire transfer daily cut-off time for both wire transfers is 2 p.m. MST
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Capital Bank NA account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Capital Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Capital Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Capital Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Capital Bank NA
Routing Number: 067011760
Address (including City, State & County): Capital Bank NA
9350 South Dixie Highway,
Miami, FL 33156
Phone: 1-800-639-5111
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Capital Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Capital Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Capital Bank NA
Wire Transfer Routing Number: 067011760
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Capital Bank NA
9350 South Dixie Highway,
Miami, FL 33156
(regardless of where your account is located)

Wire Transfer Fees for Capital Bank

International and Domestic Wire Transfer Fees for Capital Bank are as follows:

International Incoming $15 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $20 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Capital Bank

To transfer funds to an International/Domestic account from your Capital Bank account, you need to fill Wire Transfer Request Form which can be availed from any Capital Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Capital Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Capital Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Capital Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Capital Bank

  1. Wire transfer daily cut-off time for Incoming International/Domestic wire transfers is 5 p.m.
  2. Wire transfer daily cut-off time for Outgoing Domestic wire transfers is 4 p.m.
  3. Wire transfer daily cut-off time for Outgoing International wire transfers is 3 p.m.
  4. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Guaranty Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Guaranty Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Guaranty Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Guaranty Bank via domestic transfer using routing number. The instructions will be something like this:

Wire to: US Bank NA
Address: Minneapolis, MN, USA
Swift Code: USBKUS44IMT
Beneficiary: Guaranty Bank d/b/a Best Bank
Address: 4000 W Brown Deer Rd,
Milwaukee, WI, 53209 USA
Account Number: 182380578092
For Further Credit to: Your Name, Address and Account Number

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Guaranty Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Guaranty Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Guaranty Bank d/b/a Best Bank
Wire Transfer Routing Number: 275071288
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Guaranty Bank
4000 W Brown Deer Rd,
Milwaukee, WI, 53209 USA
(regardless of where your account is located)

Wire Transfer Fees for Guaranty Bank

International and Domestic Wire Transfer Fees for Guaranty Bank are as follows:

International Incoming $18 for each transaction
Outgoing $60 (external fees may apply) for each transaction
Domestic Incoming $18 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Guaranty Bank

To transfer funds to an International/Domestic account from your Guaranty Bank account, you need to fill Wire Transfer Request Form which can be availed from any Guaranty Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Guaranty Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Guaranty Bank .
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Guaranty Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Guaranty Bank

  1. Contact Guaranty Bank branch for applicable cut-off time for wire transfers.
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Iberiabank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Iberiabank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Iberiabank account, please use the following wire instructions:

Bank Name: Iberiabank
SWIFT Code for Iberiabank: IBEAUS44
Routing Transit Number: 265270413
Bank Address, City & State: Iberiabank
200 West Congress Street
Lafayette, LA 70501
(regardless of where your account is located)
Beneficiary Account Number: Your complete Iberiabank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Iberiabank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Iberiabank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Iberiabank
Wire Transfer Routing Number: 265270413
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Iberiabank
200 West Congress Street
Lafayette, LA 70501
(regardless of where your account is located)

Wire Transfer Fees for Iberiabank

International and Domestic Wire Transfer Fees for Iberiabank are as follows:

International Incoming $12.50 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $12.50 for each transaction
Outgoing $20 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Iberiabank

To transfer funds to an International/Domestic account from your Iberiabank account, you need to fill Wire Transfer Request Form which can be availed from any Iberiabank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Iberiabank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Iberiabank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Iberiabank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Iberiabank

  1. Wire transfer daily cut-off time for all wire transfers is 4 p.m. CT
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Washington Federal account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Washington Federal

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Washington Federal doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Washington Federal via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Washington Federal
Routing Number: 325070980
Address (including City, State & County): Washington Federal
425 Pike Street Seattle,
Washington 98101
Phone: 1-800-324-9375
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Washington Federal

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Washington Federal account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Washington Federal
Wire Transfer Routing Number: 325070980
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Washington Federal
425 Pike Street Seattle,
Washington 98101
(regardless of where your account is located)

Wire Transfer Fees for Washington Federal

International and Domestic Wire Transfer Fees for Washington Federal are as follows:

International Incoming $15 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Washington Federal

To transfer funds to an International/Domestic account from your Washington Federal account, you need to fill Wire Transfer Request Form which can be availed from any Washington Federal branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Washington Federal branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Washington Federal.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Washington Federal daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Washington Federal

  1. Wire transfer daily cut-off time for Washington Federal vary depending your location and the type of Funds Transfer involved. Information about processing hours is available upon request.
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Community Bank NA account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Community Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Community Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Community Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Community Bank NA
Routing Number: 021307559
Address (including City, State & County): Community Bank NA
45-49 Court Street,
Canton, NY 13617
Phone: 1-800-388-4679
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Community Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Community Bank NA account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Community Bank NA
Wire Transfer Routing Number: 021307559
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Community Bank NA
45-49 Court Street,
Canton, NY 13617
(regardless of where your account is located)

Wire Transfer Fees for Community Bank

International and Domestic Wire Transfer Fees for Community Bank NA are as follows:

International Incoming $15 for each transaction
Outgoing $45 (In network),
$65 (Out of network),
$20 (for Business wire) for each transaction
Domestic Incoming $15 for each transaction
Outgoing $20 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Community Bank

To transfer funds to an International/Domestic account from your Community Bank account, you need to fill Wire Transfer Request Form which can be availed from any Community Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Community Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Community Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Community Bank NA daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Community Bank

  1. Wire transfer daily cut-off time for all wire transfers is 2:30 p.m. ET
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Banco Popular de Puerto Rico account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Banco Popular de Puerto Rico

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Banco Popular de Puerto Rico account, please use the following wire instructions:

Bank Name: Banco Popular de Puerto Rico
SWIFT Code for Banco Popular de Puerto Rico: BPPRPRSX
Routing Transit Number: 021502011
Bank Address, City & State: Banco Popular de Puerto Rico
209 Munoz Rivera Avenue,
Hato Rey, PR 00919
(regardless of where your account is located)
Beneficiary Account Number: Your complete Banco Popular de Puerto Rico account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Banco Popular de Puerto Rico

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Banco Popular de Puerto Rico account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Banco Popular de Puerto Rico
Wire Transfer Routing Number: 021502011
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Banco Popular de Puerto Rico
209 Munoz Rivera Avenue,
Hato Rey, PR 00919
(regardless of where your account is located)

Wire Transfer Fees for Banco Popular de Puerto Rico

International and Domestic Wire Transfer Fees for Banco Popular de Puerto Rico are as follows:

International Incoming $25 for each transaction
Outgoing 1/4 of 1%, $25.00 minimum and $35.00 maximum for each transaction
Domestic Incoming $25 for each transaction
Outgoing 1/4 of 1%, $25.00 minimum and $35.00 maximum for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Banco Popular de Puerto Rico

To transfer funds to an International/Domestic account from your Banco Popular de Puerto Rico account, you need to fill Wire Transfer Request Form which can be availed from any Banco Popular de Puerto Rico branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Banco Popular de Puerto Rico branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Banco Popular de Puerto Rico.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Banco Popular de Puerto Rico daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Banco Popular de Puerto Rico

  1. Wire transfer daily cut-off time for Banco Popular de Puerto Rico varies based on location, transaction type, and other factors. Information about processing hours is available upon request.
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Umpqua Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Umpqua Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer. Small banks and credit unions generally don’t have this arrangement, so they use services of an intermediary bank (correspondent banks) which have this arrangement to realize the wire transfer. Intermediary banks are usually big multinational banks which have working arrangements with many top banks across the world.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

Umpqua Bank doesn’t have a swift code and so it might not be able to receive the transfers directly. However, you can still receive the wire funds in your account. The sender’s international financial institution will have a corresponding bank in the U.S. they can wire to, which will forward the funds to Umpqua Bank via domestic transfer using routing number. The instructions will be something like this:

Beneficiary Information
Your Full Name: The name of your account as it appears on your statement
Your Account Number: Your complete bank account number
(including leading zeros)
Your Address (including City, State & County): Your complete address
Beneficiary Bank
Bank Name: Umpqua Bank
Routing Number: 123205054
Address (including City, State & County): Umpqua Bank
445 S.E. Main Street,
Roseburg, OR 97470
Phone: 1-866-486-7782
Intermediary Information – Sender’s bank will provide this information
Bank Name: Correspondent/Intermediary Bank
Swift Code: Swift code of correspondent/intermediary bank
Address: Correspondent bank address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Umpqua Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Umpqua Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Umpqua Bank
Wire Transfer Routing Number: 123205054
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Umpqua Bank
445 S.E. Main Street,
Roseburg, OR 97470
(regardless of where your account is located)

Wire Transfer Fees for Umpqua Bank

International and Domestic Wire Transfer Fees for Umpqua Bank are as follows:

International Incoming $15 for each transaction
Outgoing $50 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $25 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Umpqua Bank

To transfer funds to an International/Domestic account from your Umpqua Bank account, you need to fill Wire Transfer Request Form which can be availed from any Umpqua Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Umpqua Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Umpqua Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Umpqua Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Umpqua Bank

  1. Wire transfer daily cut-off time for all wire transfers is 2 p.m. PT
  2. Requests received after cut-off time will be processed the next business day.

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Wire transfer is the fastest mode of receiving money in your Commerce Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Commerce Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Commerce Bank account, please use the following wire instructions:

Bank Name: Commerce Bank
SWIFT Code for Commerce Bank: CBKCUS44
Routing Transit Number: 101000019
Bank Address, City & State: Commerce Bank
1000 Walnut Street,
Kansas City, MO 64106
(regardless of where your account is located)
Beneficiary Account Number: Your complete Commerce Bank account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Domestic Wire Transfer to Commerce Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your Commerce Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: Commerce Bank
Wire Transfer Routing Number: 101000019
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: Commerce Bank
1000 Walnut Street,
Kansas City, MO 64106
(regardless of where your account is located)

Wire Transfer Fees for Commerce Bank

International and Domestic Wire Transfer Fees for Commerce Bank are as follows:

International Incoming $12 for each transaction
Outgoing $30 for each transaction
Domestic Incoming $12 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From Commerce Bank

To transfer funds to an International/Domestic account from your Commerce Bank account, you need to fill Wire Transfer Request Form which can be availed from any Commerce Bank branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of Commerce Bank branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of Commerce Bank.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after Commerce Bank daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for Commerce Bank

  1. Wire transfer daily cut-off time for Commerce Bank varies based on location, transaction type, and other factors. Information about processing hours is available upon request.
  2. Requests received after cut-off time will be processed the next business day.