Wire transfer is the fastest mode of receiving money in your Bendigo Bank (Australia) account from abroad. You can receive money into your Bendigo Bank account from a foreign country via International wire transfer. The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to Bendigo Bank

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in Australia) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your Bendigo Bank account, please provide the following wire instructions to the sending financial institution:

Bank Name:	Bendigo Bank
SWIFT BIC Code for Bendigo Bank:	For Bendigo Bank, this code is BENDAU3B
BSB Code:	633-000
Branch Name & Address:	Your bank branch name and address
Beneficiary Account Number:	Your complete Bendigo Bank account number (including leading zeros, if any)
Beneficiary Name:	The full name of your account as it appears on your statement
Beneficiary Address:	Your complete address

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees. We recommend services like TransferWise for getting best conversion rates and lower wire transfer fees.

Outgoing International Wire Transfer Instructions

To send international wire transfer from your Bendigo Bank account, You need to know the following information about the person or company receiving the money:
1. The recipient’s full name and address
2. The recipient’s IBAN or account number
3. Full bank name, address and the SWIFT/BIC code or Branch Number

Incoming Wire Transfer Fees for Bendigo Bank Australia

International Incoming Wire Transfer Fees for Bendigo Bank is as follows:

International Incoming Transaction Fee	Cost
Payments in Australian Dollars	$20 per transaction
Payments in Foreign Currency	$10 per transaction

Outgoing Wire Transfer Fees for Bendigo Bank Australia

International Outgoing Wire Transfer Fees for Bendigo Bank is as follows:

International Outgoing Transaction Fee	Cost
Telegraphic Transfers	$30 per transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Wire Transfer Cutoff Time for Bendigo Bank Australia

1. The Wire Transfer Cutoff Time for Bendigo Bank differs. Please visit your nearest branch for cut-off time..
2. Any requests received after cutoff time will normally be processed the next working day.