CenterState Bank of Florida Wire Transfer

Wire transfer is the fastest mode of receiving money in your CenterState Bank of Florida account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however, you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to CenterState Bank of Florida

International wire transfer is one of the fastest way to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your CenterState Bank of Florida account, please use the following wire instructions:

Bank Name: CenterState Bank of Florida NA
SWIFT Code for CenterState Bank of Florida: CSBKUS33
Routing Transit Number: 063114030
Bank Address, City & State: CenterState Bank of Florida NA
1101 First Street South,
Winter Haven, FL 33880
(regardless of where your account is located)
Beneficiary Account Number: Your complete CenterState Bank of Florida account number (including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Domestic Wire Transfer to CenterState Bank of Florida

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your CenterState Bank of Florida account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name: CenterState Bank of Florida NA
Wire Transfer Routing Number: 063114030
Account Holder Name: Your Name
Account Number: Your Bank Account Number
Bank Address, with City & State: CenterState Bank of Florida NA
1101 First Street South,
Winter Haven, FL 33880
(regardless of where your account is located)

Wire Transfer Fees for CenterState Bank of Florida

International and Domestic Wire Transfer Fees for CenterState Bank of Florida are as follows:

International Incoming $25 (for USD) and $0 (for foreign currency) for each transaction
Outgoing $40 for each transaction
Domestic Incoming and Outgoing Incoming and Outgoing Domestic Wire Transfer Fees varies based on your account type but it is usually between $0 to $20

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate. We recommend using services like TransferWise for getting best conversion rates with lower wire transfer fees.

Sending Wire Transfer From CenterState Bank of Florida

To transfer funds to an International/Domestic account from your CenterState Bank of Florida account, you need to fill Wire Transfer Request Form which can be availed from any CenterState Bank of Florida branch.

  1. Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of CenterState Bank of Florida branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of CenterState Bank of Florida.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after CenterState Bank of Florida daily cut-off time, due to fluctuations in the foreign exchange rates, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for CenterState Bank of Florida

  1. Wire transfer daily cut-off time for International/Domestic Incoming wire transfers is 5 p.m. EST
  2. Wire transfer daily cut-off time for International Outgoing wire transfers is 3:30 p.m. EST
  3. Wire transfer daily cut-off time for Domestic Outgoing wire transfers is 4 p.m. EST
  4. Requests received after cut-off time will be processed the next business day.